…tired of debt?
…feeling like you’re just surviving?
…wanting to move over to the thriving side of life?
Perhaps in your case, this debt was not all related to unconscious overspending. There may be numerous reasons for accumulating your current debt including health issues, major unexpected house –car –family – pet emergencies or job loss.
Overall, the goal is to be debt free.
The following tips will certainly help you make a significant dent in that debt load.
1. Know Your ”Why” For Being Debt Free
Get motivated on the primary reason you are ready to take action on eliminating debt. Are you sick of the stress, feel out of integrity with yourself, want a new home, vacation or car, determined to put the children through college or just plain tired of debt?
2. Face The Facts
Identify and list ALL the debts (medical, legal, family, credit card, department stores, student loans, wedding etc) along with the interest rate, finance charges AND fees for late payments or over the limit charges (which can top $35 each time… and then have interest charged on THOSE fees!).
Here’s the hard part… Read More →