Judy Lawrence ResumeWorkshops Presented
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Judy Lawrence - Personal Finance CounselorIt makes sense that Judy Lawrence would grow up to become a Personal Finance Counselor, a popular speaker on basic money management and the author of the financial best sellers: The Budget Kit: The Common Cent$ Money Management Workbook  and The Money Tracker.

After all, as early as high school she was showing signs of careful money management with her self-devised “5 Jar System.” Growing up in Wisconsin, where she lived above a cheese factory and worked in the factory below, she began saving money by dividing her earnings into 5 jars labeled College, Clothes, Savings, Spending and Car. Later, when newly married, she carried over her skills to develop a simple family budgeting system, which eventually formed the basis for her original workbook, Common Cent$, published in 1981.

Ms. Lawrence holds a Masters degree in Guidance and Counseling from the University of Wisconsin at Oshkosh. She has worked as a Realtor, Marketing Director at a financial planning firm, a Navajo Reservation Boarding School Counselor with the Bureau of Indian Affairs, a Career Counselor at Albuquerque T-VI College, an Onsite Sales and Support Executive with an Internet Startup company, Director of Author Relationships with a small financial publishing company. For many years Judy has operated a private financial counseling and coaching practice serving individuals, couples, small businesses and now continues this service in Albuquerque, NM and nationally by phone.

Judy has presented money management workshops for the University of New Mexico, The Learning Annex, County of Santa Clara, CA, Regional Consumer Credit Counseling Conference, corporations, small businesses and many other organizations.

During the spring of 1989, Ms. Lawrence traveled abroad for five months exploring Kenya, Egypt, Greece, Great Britain and Canada and was later featured about this trip in Kiplinger’s. By utilizing her own effective budgeting skills, she was able to take advantage of this unusual mid-career sabbatical opportunity.

Judy loves hearing from her readers, clients, customers & the media. Join Judy on The Money Tracker Blog, where there’s an excellent chance you’ll receive a reply to your question or comment.

Learn more about Judy’s background through the links below. Or you can just call or email:

Call 505.554.2638 or Email for more information

Judy Lawrence ResumeWorkshops Presented