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  • About Judy
    • Media Room – Interview and Articles
      • The Budget Kit Table of Content
      • Sample Interview Questions
      • Show Segment Ideas
      • What Clients Are Saying
    • Judy Lawrence Videos
  • Coaching
    • Set Up Your Free 30-Minute Consultation
    • JumpStart Financial Action Plan — Where We Get Started
    • Monthly Budget Worksheet — Setup Coaching
    • Starter Kit Deluxe Setup Coaching
    • Three Budget Coaching Options
    • Divorce Budget/Financial Services
    • Try Judy’s Online Course
    • Testimonials from Coaching Clients
  • Budgeting Tools
    • Purchase The Budget Kit
    • Combine Tools and Save!
    • All Budget Tools
    • Learn More About…
      • The Budget Kit: Common Cents Money Management Workbook
      • Personal Budget Excel Spreadsheets
      • The Money Tracker: Find the CASH to Get What You REALLY Want!
    • Testimonials for “The Budget Kit”
  • Training
    • Classes / Webinars
    • Money Tracker YouTube Channel
    • Schedule On-Site, Employee Financial Classes and Financial Wellness Education
    • How Financial Education Benefits Your Business
    • Testimonials for Money Tracker Workshops
  • Blog
  • Resources
    • Articles By Judy
      • Articles
      • The Value of a Solid Spending Plan
      • Are You a Financial Fit for Each Other?
      • 20 Tips to get out of Debt Now
      • Why Managing Money is Hard
      • Making Life Transitions
      • Sweat the Small Stuff
      • 12 Tips for Saving Money
      • 7 Tips for Managing Money
    • Helpful Personal Financial Resources
    • Resource Books
    • Affiliated Resources
    • ID Protection Service
  • Testimonials
  • Contact
Money Tracker
  • About Judy
    • Media Room – Interview and Articles
      • The Budget Kit Table of Content
      • Sample Interview Questions
      • Show Segment Ideas
      • What Clients Are Saying
    • Judy Lawrence Videos
  • Coaching
    • Set Up Your Free 30-Minute Consultation
    • JumpStart Financial Action Plan — Where We Get Started
    • Monthly Budget Worksheet — Setup Coaching
    • Starter Kit Deluxe Setup Coaching
    • Three Budget Coaching Options
    • Divorce Budget/Financial Services
    • Try Judy’s Online Course
    • Testimonials from Coaching Clients
  • Budgeting Tools
    • Purchase The Budget Kit
    • Combine Tools and Save!
    • All Budget Tools
    • Learn More About…
      • The Budget Kit: Common Cents Money Management Workbook
      • Personal Budget Excel Spreadsheets
      • The Money Tracker: Find the CASH to Get What You REALLY Want!
    • Testimonials for “The Budget Kit”
  • Training
    • Classes / Webinars
    • Money Tracker YouTube Channel
    • Schedule On-Site, Employee Financial Classes and Financial Wellness Education
    • How Financial Education Benefits Your Business
    • Testimonials for Money Tracker Workshops
  • Blog
  • Resources
    • Articles By Judy
      • Articles
      • The Value of a Solid Spending Plan
      • Are You a Financial Fit for Each Other?
      • 20 Tips to get out of Debt Now
      • Why Managing Money is Hard
      • Making Life Transitions
      • Sweat the Small Stuff
      • 12 Tips for Saving Money
      • 7 Tips for Managing Money
    • Helpful Personal Financial Resources
    • Resource Books
    • Affiliated Resources
    • ID Protection Service
  • Testimonials
  • Contact

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  • About Judy Lawrence – Personal Finance Counselor

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