Save Money: Don’t DIY, Delegate Instead

Your home is your castle. However, the castle sometimes needs a few updates. A home is also an investment and your free time is valuable too. There are certain projects where poor work leads to expensive code violations, injuries and property damage. Don’t waste your time on attempting those projects. Here are five home improvement projects where you are better off hiring professionals to handle them from start to finish. Roofing Adventurous homeowners sometimes attempt to fix or even replace … Read More

Alternative Car Options for Short-Term Drivers

When it comes to purchasing a vehicle, with the variety of regional and metropolitan differences, one size does not always fit all. Fortunately, there are now many options to choose from rather than going through the traditional process of buying or leasing a car. Consider alternative car options. Some people travel a lot and don’t use their cars for weeks or even months at a time. Perhaps you use public transportation most of the time, but need your own vehicle … Read More

Intuit’s Mint.com Interviews Judy on Financial Security

Expert Interview with Judy Lawrence About Financial Security with Mint.com Judy joins Mint’s Interview Series, which also includes Dave Ramsey, Robert Kiyosaki, and other well-known financial & personal budgeting experts. . Many times there is just one thing standing in the way of financial security. That one thing is generally the individual looking for that security. Judy Lawrence of MoneyTracker.com says that once an individual makes the decision to start a new life in terms of finances, half the battle … Read More

5 Tricks to Keep Moving Day Running Smooth

You found a great apartment or condo, the lease has been signed and in a few days, you’ll be moving into your new place. Moving to a new home is exciting, but packing is among the most dreaded tasks in the history of the world (there is no research to support this, but it’s probably true). Luckily, with a few handy moving hacks and the proper equipment, it’s possible to make it through moving day with all of your stuff … Read More

Card Confusion: Is Debit, Credit or Prepaid Right for You?

Plastic money has now become an essential fixture in your wallet. But are all cards created equally? From bank-issued debit cards and point-earning credit cards to prepaid cash cards, navigating the many available options can be enough to make your head spin if you aren’t well-versed in finance jargon. Here’s the lowdown on each type of card in plain old English to make it a little easier for you to decide which type of card is best for you. Debit Card A … Read More

9 Ways to Slash the Cost of Your Holiday Road Trip

Money’s tight and the bills continue to roll in, but it’s essential that you travel to be with your loved ones this holiday season. No need to fork over a large sum of cash on airfare if a road trip is an option; an extended road trip will get the job done at a fraction of the cost. Here are some money-saving tips to get you started: 1. Plan Ahead When looking to hit the road for an extended period … Read More

How To Shrink Overpriced Utility Bills

Your utility bills do not follow the same rules as your other bills. Most payments do not change because of the season—your car payment is not contingent on the number of miles driven and your mortgage is not a function of the hours spent at home. Sudden spikes in already overpriced utility bills, however, can come during peak times of the year, depending on where you live. Luckily, there are ways to keep your electricity bill low during a Miami … Read More

Follow These 4 Tips for Financial Freedom in Retirement

Americans have grown so accustomed to the grind of working for bi-weekly paychecks that the definition of retirement is no longer what it used to be. A landmark Merrill Lynch study released in June found that 72 percent of Americans age 50 and up said their ideal retirement will include working in some capacity. Granted, the respondents indicated their post-retirement jobs would be “more fulfilling and flexible” than their current jobs. But if these individuals had the means, skill set and financial … Read More

3 Unexpected Reasons Good Credit For Young Adults Is Important

Approximately 60 percent of adults have not reviewed their credit report in the past 12 months. The 2014 Consumer Financial Literacy Survey conducted by the National Foundation for Credit Counseling also found that 65 percent of adults haven’t even checked their credit score in that same time period. Most college students and young adults simply do not think about the consequences of missing even one due date on credit cards or blowing off the electric bill for party money. Granted, students who … Read More

American Dream: Assessing If HomeOwnership Is in Your Future

Homeownership rates dropped to 65.2 percent in the U.S. for 2013s first quarter, the lowest rate in nearly 20 years, according to the U.S. Department of Commerce. RealtyTrac, a firm specializing in foreclosure data, said in its 2013 U.S. Home Equity & Underwater Report that 9.3 million Americans owe more on their mortgages than the house is worth. In other words, homeownership will continue to plummet for the foreseeable future. Most of the predatory practices by lenders during the subprime … Read More

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